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IFFG Non QM/Specialty Lending & Down Payment Assistance Programs

As we continue to move into a rising rate environment, we feel that having a deep product mix will be paramount to success in 2018! This will include having access to all the Non QM and Specialty Lending Products currently on the market. These products below represent some of the correspondent relationships IFFG has established to offer these products to our LO’s.

Non QM Products 

Specialty Finance Products

Non QM Matrices

HF1 Matrix

NIVA Matrix

Foreign National Matrix

Product Highlights

  • Bank Statement Programs
  • 1 Year Tax Returns
  • Interest Only Loans
  • Foreign National Program
  • Credit Scores as low as 500
  • Loans for borrowers affected by foreclosure, short sale or bankruptcy
  • Investor property: Underwritten to property income and borrower credit
  • Loan Amounts to $2.5 million

Down Payment Assistance Programs

  • National: Chenoa Fund
  • National: Rural Living Product-  some highlights below if you want to throw that on there
    • Agricultural income ok
    • Up to 160 acres
    • Livestock ok (up to 50 head)
  • AZ: IDA City of Phoenix & County of Maricopa
  • AZ: Home in Five Advantage
  • AZ: Home Plus
  • CA: GSFA Platinum
  • CA: CalHFA
  • CO: CHFA
  • FL: FHFC
  • FL: Own  a Home
  • FL: SHIP (St. Petersburd)
  • GA: W.E. DeKalb
  • GA: Dream Maker
  • IL: IHDA
  • NV: Home at Last
  • NV: HIP
  • TN: THDA
  • TX: Seth
  • TX: Texas Veterans Land Board
  • WA: Home Advantage
  • WA: House Key

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